Serving Beloit, WI, and surrounding Wisconsin Areas

Bankruptcy Law Services

Start Your Path Toward Financial Relief


Trusted Bankruptcy Law Services

If you are dealing with serious financial challenges in Beloit, WI, or anywhere across the state, Freeman & Johnson is here to help you move toward a more stable financial future. Our firm provides compassionate, judgment-free bankruptcy guidance for individuals, families, and businesses seeking relief from overwhelming debt.


As one of the few law firms in Rock County fully owned and operated by women, we take pride in delivering personalized support and practical legal solutions. Call (608) 362-8086 to schedule a consultation and learn how we can help you move forward.

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Helping You Find the Appropriate Path


Understanding Bankruptcy

Bankruptcy can provide meaningful relief for those struggling with significant financial obligations. At Freeman & Johnson, we help clients understand the different forms of bankruptcy protection and determine which option best fits their circumstances.

Chapter 7 Bankruptcy: A Fresh Financial Start

Chapter 7 bankruptcy may allow individuals to eliminate many types of unsecured debt, such as credit card balances, medical bills, and personal loans. This option can provide a fresh start by discharging qualifying debts and allowing you to rebuild financially.

Chapter 13 Bankruptcy: Structured Debt Repayment

For individuals with reliable income who need help managing their debts, Chapter 13 creates a court-approved repayment plan that spreads payments over several years. This approach can help you keep important assets while gradually paying down your obligations.

What To Expect


The Bankruptcy Process

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Initial Consultation

We begin by reviewing your financial situation, discussing your concerns, and explaining the available bankruptcy options.

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Document Preparation

Our attorneys help you gather the necessary financial records, including bank statements, tax returns, and debt documentation required for filing.

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Filing the Bankruptcy Petition

Once everything is prepared, we submit your petition to the court. This step triggers an automatic stay, which temporarily stops most creditor collection actions.

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Meeting of Creditors

You will attend a brief meeting where creditors may ask questions about your financial situation. Our attorneys guide you through what to expect.

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Debt Discharge or Repayment Plan

Depending on the type of bankruptcy filed, qualifying debts may be eliminated or repaid through a structured payment plan approved by the court.

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Why Choose Freeman & Johnson?

Supportive, Judgment-Free Guidance

Financial hardship can be stressful. Our team provides respectful, compassionate support while helping you explore realistic solutions.


Experienced Bankruptcy Attorneys

We have extensive experience handling bankruptcy filings and debt relief strategies, ensuring your rights are protected throughout the process.


Community-Focused Representation

As a women-owned firm serving Rock County, we are committed to providing honest guidance and dependable legal advocacy to our community.